Well, the cookies were a success! So many people said that they loved them and my boss even said that pumpkin cookies are her favorite. Then she gave me a hug and played with my hair every time she walked by. So, yay! Maybe life at work will go back to being happy.
On a less happy note, I called my insurance company today. Ugh. I hate medical insurance. I was very happy with Tricare Prime and wish I still had it. It was soooooooo much easier. I’ve been on my insurance now for almost a year (my divorce was final at the end of open enrollment, which I didn’t know because our HR person didn’t announce that open enrollment was, well, open, so I had to wait a year for open enrollment to come around again) and the lady said I have to wait until June of next year before I can get coverage for physical therapy, chiropractic and counselling. I was seeing a counselor during my divorce and I want to go back because I still don’t think I’m quite over it all the way yet. I am for the most part, but I still think about it sometimes and wonder what I did to make him leave me for someone else. I figure I need to deal with that before I should get back into the dating pool.
I keep telling myself I’m going to start dating again, but then I come up with all sorts of excuses not to, the main one being that I just don’t have time, which is kinda true. lol. I’ve packed my life so full of stuff right now that I barely have a moment of down time anymore. Between working 50+ hours every week, three classes (two institute and one writing), the gym 3-4x a week and my calling, I don’t really have time to stop very often. I’m so thankful when the weekend rolls around and I can just lay around and be lazy……………….in between laundry, vacuuming, cleaning the kitchen and bathroom, sleeping in and grocery shopping. Not all of which gets done. lol.
Anyways, back to the point, my evil insurance. They say that I can’t use my coverage for any pre-existing conditions, which means they won’t cover anything that has to do with my scoliosis or counselling until after the 18-month waiting period. Which is stupid. What is the point of insurance if you can’t use it? I mean, really? What on earth am I (well, my work) paying you for if I can’t use you?!?!?!?!?! I actually asked the girl that and she said I could use it for a well woman exam (just what I’ve always wanted), a basic physical and if I get sick, because the first two are preventative and the last one is a new condition, unless they start saying that since I’ve had strep before that all subsequent episodes of strep will be considered a pre-existing condition. If that ever happens, I’m moving to Japan.
So, after all that fun stuff, I finally found a doctor I can see. That part was very frustrating. I called one office only to be told that they only do BlueCross BlueShield PPO. The lady then proceeded to ask me 50 times (I’m so not kidding) if I had a PPO plan and that Traditional was not a plan. She insisted that my card should say PPO somewhere on it and that there should be copay amounts as well. She didn’t believe me when I told her the little briefcase on my card was, in fact, empty inside. (that strikes me as rather funny right now) So, I called up my insurance company and the very nice girl called that office (with me on the line) and then argued with another lady and finally got her convinced that they really were signed up as providers for BCBS Traditional. I opted to call another time to make my appointment. Do I really want to see a doctor whose staff doesn’t even know what insurance they take and doesn’t believe the insurance company about it? Sheesh. I had called another doctor’s office earlier and kinda got the same response. She said she didn’t know what insurance they took and that they could tell me my co-pay (or balance) after my visit. Uh, no. If I’m going anywhere, it somewhere I KNOW takes my insurance. I’m not paying any more than I have to since this insurance is already being paid for.
Insurance is very frustrating. There is so much runaround and complexity. They just need to make it black and white and not so dang expensive! If Tricare COBRA hadn’t been several hundred a month, I would have kept my insurance with them until I’d been eligible for coverage through my work. Then I wouldn’t have some of this mess. Oh well. I guess that’s just life.
Well, I need to head off to bed. Work comes too early these days and I’m starting to feel a bit run down. Probably because I’ve been eating a lot of junk the past week or so. I’m going to do better, though. I’ve got my peanut butter and jelly at work with some bread (need to buy more) and some slim fasts and some yogurts. That’s nice and healthy. And I took all the chocolate out of my drawer at work last week (but the candy bowls all around the office are starting to replenish the stash), so that will help. I’m thawing some chicken so that I’ll have healthy food for dinner tomorrow. With being so busy, it’s hard to make healthy food every night. Especially when I forget to take the chicken out of the freezer and the only choices left are foods that take 30 or so minutes to cook or fast food. By the time I get home from the gym, I only have an hour to shower, dress and eat before I have to run out the door for class, so grilling chicken or microwaving stuff is the easiest. I keep telling myself that I’m going to cook up a bunch of the boxed meals in my cupboards (tuna helper, rice a roni, pasta roni, etc) on Saturday or Sunday, but I never do. I’m too lazy. lol. Maybe I should take a day off work and do that. Cook them all up and freeze most of it. Then thaw as needed.
Wow. I sound like a bachelor. haha. I think it’s time for bed before I start thinking of ways to get away with not showering. Good night, world.
